• Personal injury, illness, or death
• Loss of, or damage to, personal equipment or property
• Accidents occurring on or off the water
• Actions or omissions of individual members or third parties
Members are responsible for:
• Ensuring they hold appropriate personal insurance (such as paddling or public liability insurance)
• Using suitable, well-maintained fishing kayaks and safety equipment
• Assessing conditions, venues, and risks before fishing
• Complying with fishery rules, local laws, and access agreements
Access to fisheries introduced or negotiated by BKFA does not imply supervision, endorsement, or assumption of liability by the association. Any access is used at the member’s own discretion and risk.